Julie grew up in Boise, ID, and became a Vandal and Moscow community member when she came to the University of Idaho in 1980. She graduated with a B.S. in Marketing & Management, a B.A. in English, and a B.S. in Secondary Education. She and Martin Trail were married in 1984, and she taught for several years at Moscow High School before retiring to be a full-time mom to their children, Carli & Cooper. She became a bookkeeper during this time, and continues in that role for Trail & Swift Financial.

Julie started working part time in the office in 2012, and currently focuses on all things bookkeeping-related plus team support. She has been very active over the years in leadership and advisory capacities in Gamma Phi Beta, Chapter BH P.E.O., Palouse Patchers Quilt Guild, and Bridge Bible Fellowship. She is thrilled to live in the same town with her 3 grandchildren and spends lots of time with them. When there is extra free time, she loves quilting, reading, fixing great food, and having people over for fun times.

Working as our Practice Manager, Jonathan is a Associate Financial Advisor who works closely in the areas of client service, business development and operational effectiveness.

Born and raised in the great state of Arizona, Jonathan migrated north to Moscow in 2000 to attend New St. Andrews College, eventually loving the area and community so much he decided to put down permanent roots.

After many years working in healthcare as a certified nursing assistant and an assisted living administrator, Justin and Martin made him an offer he couldn’t refuse and he’s been working here ever since.

His hobbies include American Sign Language and juggling, but he doesn’t juggle for clients unless he’s asked nicely.

After nearly three decades in public education, Cathryn joined the team in 2014, working as the insurance application specialist and planning assistant for Trail & Swift Financial. Outside of the office you can find her walking the tree-lined streets of her neighborhood, listening to live music in the local coffee houses, and planning her next visit to spend time with her two grandsons.

A graduate from the University of Idaho, DJ joined the Trail and Swift team in 2020 as the Insurance Operations Associate. Since then, she has become known as the unofficial office baker and provides delectable treats for special occasions.

Having grown up among the beauty of the Palouse, DJ is happiest while taking walks on the trail with her rescued schnoodle, Abby, or relaxing in the serenity of nature while enjoying a good book.

Peter started with Trail and Swift in 2022 as a Planning Assistant and is enjoying working with such a great team.

Peter came to the area for college and met his now wife doing theater and never left. Peter now is the Music Director for the local theater group APOD and has his own choir called The Baker Street Choir. He is the proud father of three with hopefully more on the way. When not at work you can often find Peter composing or arranging.

Frank arrived from Jacksonville, FL to join the Trail and Swift team in 2023 as a financial professional with over 15 years’ experience. He specializes in investments, with emphasis on complex research, problem resolution, and providing a wonderful customer service experience.

His wife is a native of the gem state so returning to the Palouse area was a dream come true. Frank’s three children keep the household busy and everyone is excited to call Idaho HOME!

When not working, Frank can be found in search of more books to add to his fledgling library of random works about the world!

Emmett was born and raised here in Moscow, and he is currently studying economics at the University of Idaho. In his free time, Emmett likes to compete in distance races, soccer tournaments, and Disc Golf tournaments. While not competing, he also enjoys preforming in theatre and learning tricky choral and piano arrangements. Emmett loves the Moscow area, though he wouldn’t mind if it was less windy.